What Do Holidays and Budgets Have in Common?
A man went on a holiday. He had ten days to reach his destination 4,000 km away. Wanting to be sure that he would reach his destination on time he sat down one night and thought about how to make sure he could achieve this goal. He divided 4,000 by 10 to find that each day he would have to cover an average of 400km. A quick calculation allowed him to see that this was possible without undue pressure. Looking at a map he then found towns that would become his targets for each of the ten days of his trip. These were as close as he could find to 400km apart although he did make allowances for the fact that some parts of the trip went through mountainous country and would be slower going.
Having marked the "target" towns on his map he went about preparing for the trip.
On the first day, the man drove 400 km to the first town he had targeted and found he was feeling quite fresh. A quick decision was made to travel further than planned and he continued on his way.Knowing he was ahead of his schedule was a great thing the next day because he decided he wanted to spend some time sight seeing. He enjoyed this so much that he nearly spent the whole day just driving wherever he pleased. As the day was drawing to a close he arrived at a town that was somewhat short of his original target for the day, but this did not concern him.
On the third day, the man drove till he arrived at the town he had originally set as his day three target and he knew he was back on track.
During the course of the journey the man found there were many days when he was not exactly "on target". Sometimes he was ahead and sometimes behind. Because he had taken the time to map out a plan before he started, he always had peace of mind from knowing where he needed to be to be "on track". He allowed himself to respond to impulses that made his trip interesting, but he also kept his original plan in mind.
Had he not planned his journey before leaving home there is a strong possibility that distractions and other impulses might have left him in a position where he could not complete his journey on time. It may have been an impossible journey to complete in the ten days right from the outset. This would also have been revealed during his planning.
It is important to realise that the original plan was never a binding document and it was never intended to dictate exactly what would happen along the way. It was simply a way of predicting where the man NEEDED to be each day if he was to complete his journey comfortably and on time.
Many people treat their finances like an 'accident waiting to happen' by never sitting down and planning the journey. Some people embark on journeys that are impossible to complete but they never take the time to work this out until it is too late. Others go through great stress every day simply because they don't know if they are on track or not. They take side tracks and detours at all the wrong times and would have so much less trouble if they would just sit down and prepare a road map before starting.
Many years ago now I got so frustrated every month when my bank statement told me where I 'WAS' (financially) when I really knew that what I needed to know as well was, 'WHERE SHOULD I BE?' I invented Simply Budgets to answer that question and I have never looked back. Like the man on the holiday, Simply Budgets allows you to plan your year before you start so you are able to see if what you want to do is possible, and to give you targets each day that you can keep an eye on to ensure you are travelling along OK. You can still take the detours and side tracks, but always knowing where the main road is!
If you've been thinking you should make the decision to get a copy of Simply Budgets "one day" then today really is the best day. I can't stress that enough. Don't leave it any longer because this will only give you more time to get further off track and that will make the catch-up trip a lot longer and bumpier for you.
Click Here to order your copy now! It is not expensive, especially when you consider the alternative of trying to manage without it!
So, what do Budgets and Holidays have in common? Well, they should both be a lot of fun!
Return to Previous Page Click Here
To recommend this Newsletter to your friends please Click Here
Home - The Program - Testimonials - Questions - Order Now - Contact Us
Copyright � 2006
$imply
Budgets Pty Ltd All rights
reserved. Privacy Policy.